Pet health insurance for 2 dogs – Double protection, double benefits with Dalma

Anyone who has two dogs knows the responsibility that comes with it. Veterinary costs can rise quickly, especially for unexpected treatments. Pet health insurance for 2 dogs helps you provide optimal care for your animals without financial uncertainty. Dalma offers flexible protection, fast reimbursements, and a 15% discount on the cheapest premium when you insure multiple dogs at the same time. This way, you receive tailor-made coverage that suits you and your dogs.

Pet insurance for two dogs helps you provide your animals with the best possible care without financial uncertainty.

The best rated pet insurance!

Summary

  • Financial security for double the risk: Pet health insurance for 2 dogs protects you from high veterinary costs. Especially if both animals fall ill at the same time.
  • Exclusive benefits for owners of multiple dogs: You receive a 15% discount on the cheaper plan, fast reimbursements within 48 hours, and a free choice of veterinarian.
  • Comprehensive protection with individual coverage: From simple surgery protection to full coverage with preventive care, behavioral therapy, and online vet. You choose what suits your dogs.

Why pet health insurance for 2 dogs makes sense

Many dog owners underestimate ongoing veterinary costs. Especially when both dogs suddenly require treatment at the same time. Pet health insurance for 2 dogs protects you from financial surprises and ensures that your four-legged friends receive the best possible care at all times.

Comparison of annual veterinary costs for 1 vs. 2 dogs

Service Average costs per dog/year Costs for 2 dogs without insurance Costs for 2 dogs with insurance (80% reimbursement, preventive budget: €200)
Preventive services (max. €100 covered per dog)
Annual check-up €80 €160 €0 (after deducting budget)
Vaccinations & Deworming €100 €200 €160 (after deducting remaining budget)
Teeth cleaning €150 €300 €300 (because budget is exhausted)
Regular veterinary costs (80% reimbursement)
Gastrointestinal infection (Treatment & Medication) €300 €600 €120
Emergency surgery (e.g., cruciate ligament tear) €2,00 €4,00 €800
Total costs per year €2,63 €5,26 €1,38

With insurance, you save almost €4,000 a year in an emergency!

Double illness risks - An everyday scenario

Example: One of your dogs eats something spoiled while out and about and develops a severe gastrointestinal infection.

In a multi-dog household, it often happens that the second dog also gets infected. This means:

  • Two veterinary visits
  • Two sets of medications
  • Possibly even infusions or inpatient treatment

Without insurance, costs can quickly double, whereas with pet health insurance for 2 dogs, you only have to pay a fraction yourself.

Your benefits with Dalma

  • 15% discount on the cheapest premium when you insure several dogs at the same time
  • Fast reimbursement – within 48 hours
  • Free choice of veterinarian – treatment possible at any vet
  • Individual protection – conditions freely selectable
  • Preventive budget – for vaccinations, dental care, and more
  • Waiver of the right to terminate after a claim – your protection remains in place

How you can insure 2 dogs

  1. Provide information about your animals and yourself. (After entering the first animal, you can add more animals. The 15% discount is automatically deducted from the cheapest premium).
  2. Select or adjust plans & take out insurance
  3. Submit invoices & receive reimbursement

If you would like a personal consultation, you can book an appointment here: Book appointment

What does pet health insurance for 2 dogs cover?

Service Surgery Insurance Health Insurance (Full Coverage)
Surgical procedures
Medical treatments X
Hospital stays ✓ (30 days) ✓ (30 days)
Medication & follow-up care
Alternative treatments (e.g., physiotherapy) ✓ (up to 30 days) ✓ (unlimited)
Preventive services (e.g., vaccinations, dental care) X
Behavioral therapy X
Online vet
Emergency accommodation ✓ (up to €250) ✓ (up to €250)

Note: Health insurance for 2 dogs includes all the benefits of surgery insurance + additional preventive and health services.

View detailed service overview: Click here

Frequently asked questions about pet health insurance for 2 dogs

Are there age limits for taking out insurance?

Yes, both of your dogs can be insured from 2 months up to the age of 8 years. This age limit applies to taking out the insurance. Once the limit is exceeded, the dogs naturally remain insured.

Can I have my dogs treated by different veterinarians?

Yes, you have a free choice of veterinarian.

How high is the discount if I insure 2 dogs?

You receive a 15% discount as soon as you insure more than one dog. The discount is calculated automatically or deducted from the cheaper of the two plans.

Article written by
Ilona Meier

Certified veterinary nurse (RVN) specializing in anesthesia and nutrition

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