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Expert advice for your best friend.

Cat Health Insurance Comparison – Protected from Head to Paw

A comparison of cat health insurance is worthwhile because benefits, prices, and conditions vary significantly depending on the provider. Especially full-coverage policies offer comprehensive protection in case of illness and accident, including surgeries, preventive care, and alternative healing methods. Depending on the age and health status of your cat, the best choice can differ significantly.

10 min

Dog Health Insurance Comparison – The Best Protection for Your Pet

A comparison of dog health insurance is worthwhile because benefits, prices, and conditions vary significantly depending on the provider. Especially full-protection policies offer comprehensive coverage for illness and accident, including surgeries, preventive care, and alternative healing methods. Depending on the age, breed, and health status of your dog, the best choice can differ significantly.

10 Min

Dog health insurance experiences with Dalma: what customers are saying

In addition to price and benefits, real experience reports are particularly helpful. They show how reliable an insurance policy really is in an emergency. This involves questions such as: Are veterinary bills covered? How quickly are reimbursements made? And is customer service easily accessible? You can find exactly such points in the reviews and experiences of Dalma customers. Experiences also reflect why dog health insurance can be truly sensible.

5 Min

Border Collie Insurance: Why Respiratory Diseases Cost Avg. €1,125 per Case

The Border Collie is one of the most intelligent and work-oriented dog breeds in the world. Originally bred as a herding dog in the Scottish-English border regions, it is today the leader in trainability and exercise drive. With a life expectancy of 12 to 15 years and a pronounced energy profile, it places high demands on its owners and on its health. What our claims data shows: the "Other" category (internal medicine, lab, diagnostics) dominates at 26.4% of all cases with a maximum payout of €2,799 – an indication of intensive diagnostics. Musculoskeletal follows at 24.5% and gastrointestinal at 17%. But the financial peak is in the respiratory tract: at avg. €1,125 per case, this category is unusually expensive for a herding breed – in adults, respiratory treatments even reach avg. €1,240 per case. Over a Border Collie's lifetime, veterinary costs of €6,000 to €14,000 can accumulate. This page shows you, based on Dalma claims data, which costs actually arise and how to protect.

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Dog articles

French Bulldog Insurance: What Back, Skin and Joints Really Cost

French Bulldogs are among the most popular dog breeds in Germany – and at the same time among the most health-demanding. Their flat muzzle, compact body build, and short spine make them susceptible to a range of conditions that other breeds rarely experience: respiratory problems, intervertebral disc disease, chronic skin problems, and joint discomfort run through many Bulldog lives. On average, French Bulldogs live 10 to 12 years. During this time, veterinary costs between 8,000 and 15,000 EUR can accumulate – especially when orthopedic or dermatological problems become chronic. Those who understand early what costs are coming can plan medically and financially. On this page you will learn what concrete costs arise with typical conditions of the French Bulldog, what is insured, and what to look for when choosing dog health insurance.

5 min

Pet health insurance for 2 dogs – Double protection, double benefits with Dalma

Anyone who has two dogs knows the responsibility that comes with it. Veterinary costs can rise quickly, especially for unexpected treatments. Pet health insurance for 2 dogs helps you provide optimal care for your animals without financial uncertainty. Dalma offers flexible protection, fast reimbursements, and a 15% discount on the cheapest premium when you insure multiple dogs at the same time. This way, you receive tailor-made coverage that suits you and your dogs.

5 Minuten

Dog Health Insurance & Vaccination - Which costs are covered?

Regular vaccinations protect dogs from dangerous diseases but they also cause ongoing costs. Many animal health insurance policies do not cover such preventive measures. With the Prevention Budget of the Dalma Dog Health Insurance, you can get vaccination costs fully or partially reimbursed and at the same time ensure that your dog is comprehensively protected.

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Cat articles

Flea Treatment for Cats: Vet Costs, Procedure, and Important Info

Fleas are stubborn parasites that can quickly bring your cat—and you as a cat owner—to despair. Besides severe itching, they can trigger allergies, skin inflammation, or even a tapeworm infestation. Timely flea treatment by a veterinarian is therefore crucial to stop the infestation and prevent further health damage. In this article, you will learn how flea treatment for cats works, what costs may arise at the vet, and what you should pay special attention to. This also applies if your cat still has fleas after the flea treatment.

6min

Cat Insurance with Pre-existing Conditions - What is Possible?

Many cat owners ask themselves if they can still insure their cat with a pre-existing condition. Although existing illnesses are often excluded, cat insurance reliably protects against high costs for new illnesses or accidents. Find out here what is possible regarding insurance with pre-existing conditions and what you should look out for. Especially after an initial diagnosis, uncertainty often arises: Will my cat still be accepted at all, or do insurances reject them on principle? A cat insurance policy with clearly defined exclusions can still make sense here.

6min

Cat insurance for indoor cats - Carefree protection for your house cat

Even indoor cats can get sick or injured – and veterinary costs can quickly become expensive. Cat insurance for indoor cats protects you from unexpected expenses and ensures that your house cat receives the best possible medical care. Find out why insurance is worth it even for pure indoor cats and what benefits Dalma offers you.

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Mixed Breed Insurance: 3,609 Claims Show – Even Robust Mixed Breeds Become Expensive

Mixed Breeds are among the most popular dogs of all. Many are considered robust, balanced, and surprisingly healthy – especially compared to some purebreds. Nevertheless, Mixed Breeds also develop conditions or injuries over their lifetime that can lead to high veterinary costs, such as through accidents, joint problems, allergies, or dental treatments. With 3,609 analyzed cases, the Mixed Breed is the breed for which we have the most claims data – and it shows a clear picture: Mixed Breeds also have a financially relevant health profile. The musculoskeletal system dominates at 32.3%, gastrointestinal conditions reach peak values of €3,526, and tumors cost an average of €387 per case. Over a dog's lifetime (10–15 years), average veterinary costs range between €5,000 and €12,000. This page shows you, based on Dalma's largest database of all breeds, what costs actually occur for Mixed Breeds, how the disease profile differs from purebreds, and why insurance is worthwhile for Mixed Breeds as well.

5min

Cat Insurance & Vaccination - Which Costs Are Covered?

Cat vaccinations are an important part of preventive healthcare – but who actually pays the costs? In this article, you will find out which vaccinations are recommended for cats, whether your cat insurance covers them, and how the Prevention Budget from Dalma can help you save on veterinary costs. This protects not only your cat but also your wallet.

5 Minuten

Dog Health Insurance Tax Deductible?

If you have a dog, then you know, of course, that these loyal four-legged friends are more than simply just pets. They are family members, friends, and often soul comforters too. But just like with us humans, health can suddenly become an issue for dogs as well. Veterinary costs arising from illnesses, injuries, or preventive measures can quickly become expensive. Many dog owners therefore consider health insurance for their four-legged friend. In many cases, the question quickly arises whether pet health insurance is tax deductible or not? In this article, we want to take a closer look at the topic and give you answers to the most important questions.

5 min

Cat Health Insurance for 2 Cats: Double the Care with Dalma

Two cats in a household mean twice as much joy, but also twice the responsibility. Whether it’s injuries, infections, or regular preventive care: veterinary costs can quickly become a burden, especially if both cats fall ill at the same time. A cat health insurance for 2 cats helps you provide reliable care for your animals without unexpected expenses breaking your budget. Dalma offers individually customizable plans, fast reimbursements, and a 15 percent discount on the cheaper policy when you insure more than one cat. This way, you get affordable cat insurance for 2 cats that fits perfectly into your life and daily routine.

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5 Min

Border Collie Insurance: Why Respiratory Diseases Cost Avg. €1,125 per Case

5 Min

Jack Russell Terrier Insurance: Why Adult Dental Treatments Cost Avg. €1,368

The Jack Russell Terrier is a small but energetic companion with a strong hunting drive and unshakeable courage. Originally bred for fox hunting, it remains today an indefatigable explorer that loves to dig and dash through underbrush. With a life expectancy of 12 to 16 years, it accompanies its family through many active years. What our claims data shows: musculoskeletal issues dominate at 37.2% of all cases – a direct reflection of this breed's active lifestyle. But the financial peak lies elsewhere: in adult Jack Russells, dental treatments cost avg. €1,368 per case – an exceptionally high value. Injuries also occur above-average at 6.7% of all cases – not surprising for a dog known for diving into all kinds of situations. Over a Jack Russell's lifetime, veterinary costs of €5,000 to €12,000 can accumulate. This page shows you, based on Dalma claims data, which costs actually arise and how to protect yourself.

5 Min

Russian Blue Insurance: Why the Longest-Living Cat Has the Most Expensive Senior Teeth

The Russian Blue is considered one of the most robust cat breeds in existence. It is a natural breed that developed without human intervention – and is correspondingly free of typical breeding diseases. With 13 to 20 years of life expectancy, it is one of the longest-living domestic cats. But this very longevity creates a unique cost profile: conditions often appear late in life, but then with high intensity. Our claims data from 153 cases shows that musculoskeletal issues dominate at 39.2% of all cases, but financially another category stands out: senior dental treatments cost Russian Blue cats an average of €1,716 per case – one of the highest senior dental values in our entire database. Adult Russian Blues also show clear cost points with cardiovascular treatments (avg. €328) and respiratory diseases in kittens (avg. €573). Over a Russian Blue's lifetime, veterinary costs of €5,000 to €12,000 can accumulate – spread over a much longer period than other breeds. This page shows you, based on 153 documented claims, which costs actually arise and how to protect yourself.

5 Min

Chartreux Insurance: Why It Is One of the Healthiest Pedigree Cats and What You Still Need to Know

The Chartreux – also called Kartäuser in German – is one of Europe's oldest and healthiest natural breeds. With its dense, blue-grey double coat, bright gold to copper-coloured eyes and characteristic "Chartreux smile", it is unmistakable. Its origins are likely in Asia Minor, from where it came to France via the Crusades. It has only been officially recognised as an independent breed since 1977 – distinct from the similar-looking British Shorthair (BSH). What's special about the Chartreux: it ranks among the pedigree cats with the fewest documented inherited diseases. Only patellar luxation occurs occasionally, and in breeding, Feline Neonatal Isoerythrolysis (FNI) is a known topic – but this primarily concerns the breeder, not the later owner. With a life expectancy of 12 to 18 years and a calm, affectionate character, it is an ideal family cat. This page shows you what really characterises the Chartreux medically – and how to optimally protect them at Dalma without paying unnecessarily much.

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Cat Health Insurance Comparison – Protected from Head to Paw

Dog Health Insurance Comparison – The Best Protection for Your Pet

Dog health insurance experiences with Dalma: what customers are saying